ASB Loan Calculator

An ASB loan lets you invest a lump sum into Amanah Saham Bumiputera using borrowed funds, aiming to earn dividends that exceed your loan interest.

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Already saving in ASB? See how your regular contributions grow.

ASB Savings Calc →

ASB loans are available to Bumiputera Malaysians only, subject to individual bank eligibility criteria. The ASB purchase limit is RM 300,000 — dividends can grow your balance beyond this cap. Most banks finance up to a maximum of RM 200,000 per applicant.

Loan & Investment Details

All calculations run instantly in your browser.

Loan Amount (RM)

Typical ASB loan range: RM 50,000 – RM 300,000 (purchase limit)

Loan Tenure (years)

Loan Type

Most bank ASB loans use reducing balance.

Loan Interest Rate (% p.a.)

Typical ASB loan rate: 4.00–5.50% p.a.

Expected ASB Dividend Rate (% p.a.)

Historical ASB dividends: 4.25–8.00% p.a. Past performance is not a guarantee.

Enter Your Details

Fill in your loan details above and click Calculate ASB Loan to see if the strategy works in your favour.

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